Back Office – Banking Policies and Procedure 

This role is responsible for assisting with back-office operations while supporting risk monitoring, compliance with internal policy guidelines, and ensuring proper regulatory reporting such as LDR and NOP. The officer will also contribute to the review and implementation of internal banking policies and procedures.

Key Responsibilities:

• Assist with daily back-office operations, including transaction processing, settlement, and reconciliation.
• Monitor and support compliance with CBM regulations and internal policies.
• Assist in preparing and submitting regulatory reports such as:
  • LDR (Liquidity Ratio)
  • NOP (Net Open Position)
  • MRR (Minimum Reserve Requirements)
• Support AML/CFT procedures including KYC checks, transaction monitoring, and suspicious activity reporting.
• Implementation of banking policies and procedures related to Treasury Department
• Participate in risk assessment activities and follow up on risk mitigation plans.
• To understand Market Risk, Currency Risk, Liquidity Risk and Interest Rate Risk as well as to prevent risk.
• Maintain and update banking policies and procedures to align with current laws and practices.
• Coordinate with internal departments to ensure compliance awareness and implementation.
• Prepare by compliance report for Treasury.
• Assist in internal/external audit readiness and regulatory inspections.
• Prepare data collection for urgent matter report submitted from Section Head to HOD
• Ad-hoc duties assigned by Section Head and HOD.

JOB SPECIFICATION

• Bilateral agreement for SWAP Transaction.
• Calculate and Check NOP / FE Position and Reserve requirement for CBM reporting.
• To maintain and check the Liquidity Ratio daily.
• Implementation of banking policies and procedures related to Treasury.
• Preparing and Checking for SWIFT Massage.
• To prepare voucher transactions and authorize the Neptune system for money market and swap transactions.
• Prepare by compliance report for the Liquidity Ratio and NOP Ratio and monthly compliance report.
• Checking the RR calculation and meeting the set amount
• To prepare for the SOP of Treasury Department.
• To understand Market Risk, Currency Risk, Liquidity Risk and Interest Rate Risk as well as to prevent risk
• Develop, implement, maintain or strengthen effective internal controls in the processing and administration of treasury transactions as well as ensure compliance with pertinent and regulatory requirements and local and institutional policies and standards.
• Weekly cash flow analysis.
• Support all inquiries and testing necessary for treasury compliance and internal and external audit requirements.
• Analyzing CBM account cash in/out status and reporting to HOD
• Monthly EIR calculation.
• Monitoring and checking CBM, MIS reports
• Ad-hoc duties assigned by HOD.
• Implementation of treasury products, transactions, trial in Neptune software.
• Ad-hoc duties assigned by Section Head and HOD
• Technical

  Knowledge: Bank’s internal policies, central bank directives, international standards (Basel, AML, KYC).
  Skills: Policy drafting, process documentation, training team members.
  Abilities: Keep policies updated, align them with changing regulations, ensure staff understanding.

• Behavioural

  Consistency, fairness, strong compliance mindset, proactive policy improvement.